You pay us when something comes off. Not before.
Most credit repair companies bill you the day you sign up, then hope you do not notice how little happened. We charge $49 when an item is actually removed from your report — and nothing at all if it is not.
No signup fee. No monthly fee. Cancel any time.
How it works
01
We read all three reports
Equifax, Experian and TransUnion separately — because they rarely say the same thing, and the differences are where the errors hide.
02
We show you every item
Including the ones we will not touch, and why. You see our reasoning before a single letter is sent.
03
You pay for what comes off
$49 per item removed, capped at $149 in any month. If nothing is removed, you owe nothing at all.
What we won’t do
Every company in this industry tells you what it can do for you. Here is the other half, which is the half that tends to cost people money.
We won't dispute accurate information.
It is against the law, and it does not work. The bureau verifies it and the item comes straight back — so all it costs you is time.
We won't promise you a number.
Nobody can predict what a bureau will do with a specific item. Anyone who quotes you a points figure is guessing, and charging you for the guess.
We won't tell you a real bankruptcy can be erased.
If a public record is accurate and current, it stays. We would rather tell you that on day one than bill you for eight months of letters that were never going to work.
We won't charge you to start.
No setup fee, no first-work fee, no monthly fee for repair, and no contract to sign your way out of.
We won't keep you if you change your mind.
You can cancel within three business days for any reason, in writing, at no charge. That is your right under federal law, and we will remind you of it rather than hope you forget.